农村金融市场发展关键有两个,一个是产权要明晰;一个要可持续。如果金融机构产权不清,将来后患也会很多。因此,要强调产权制度的重要性,基金会的“三乱”就是由于产权不清所造成的。因此,产权改革不仅仅是业务范围的变动,或者给予一定的财政补贴,最重要的是商业性农村金融机构可持续性和治理结构完善。 There are two key development of rural financial markets, one is property rights should be clear; one to be sustainable. If the property rights of financial institutions are not clear, there will be many future consequences. Therefore, to emphasize the importance of the property rights system, the Foundation’s “three chaos” is caused by unclear property rights. Therefore, property rights reform is not only a change in the scope of business, or give some financial subsidies, the most important is the commercial rural financial institutions and improve the sustainability of governance structure.