发展社会主义市场经济,需要有良好的社会经济秩序。而良好的社会经济秩序又需要健全的信用关系来维持。然而,从我国目前的现状看,整个社会的信用关系还十分脆弱,信用失范现象还大量存在,归结起来主要表现在如下方面:履约率低;违法制假贩假、伪劣商品充斥市场;企业对银行故意拖? To develop a socialist market economy, we need a good social and economic order. And a good social and economic order needs sound credit relations to maintain. However, judging from the current situation in our country, the credit relationship among the entire society is still very fragile and there are still many cases of anomous credit. In summary, these phenomena are mainly manifested in the following aspects: low rate of compliance; illegal counterfeiting, fake and fake commodities, flooding the market; Bank deliberately drag?