通过分析我国社会保障体制的现状及存在问题 ,认为要实现我国社会保障在体制上由计划型向市场型转变 ,在经营管理上由粗放型向集约型转变 ,应积极利用金融信托方式来管理社会保障基金。同时信托方式也是扩展社会保障基金 ,增强保障能力的有效途径。 By analyzing the status quo and existing problems of China’s social security system, we think it is necessary to realize social security in our country from a planned to a market-oriented system, a transition from extensive mode to intensive mode of operation and management, and actively utilize financial trust to manage the society Security Fund. At the same time, the trust method is also an effective way to expand the social security fund and enhance the security capability.