客户经理在进行贷前尽职调查时,应做好四个方面文章:收集相关资料、与客户进行良好沟通、详细开展实地调查、客观撰写调查报告客户经理的贷前尽职调查是指客户经理通过资料收集、沟通交流、现场调研等渠道尽可能地获取、核实、分析研究有关借款人及相关信贷业务、担保等方面的情况,揭示和评估信贷业务可能存在的风险并提出应对措施,为贷款决策提供依据的一系列责任行为。客户经理开展贷前尽职调查主要应做好四个方面的文章:收集相关资料、与客户进行良好沟通、详细开展实地调查、客观撰写调查报告。收集客户相关资料收集客户资料是客户经理了解客户、掌 Account manager in pre-loan due diligence should do four aspects: collecting relevant information, good communication with customers, conduct a detailed field investigation, objectively compose the investigation report Customer Manager’s pre-loan due diligence refers to the customer manager through the information Collect, communicate and conduct on-site investigation and other channels to obtain, verify and analyze the relevant borrower and related credit business and guarantee as much as possible, reveal and assess possible risks of credit business and propose countermeasures for loan decision-making Based on a series of responsibilities. Account manager to conduct pre-loan due diligence should do four aspects of the main article: collect relevant information, good communication with customers, conduct a detailed field survey, objectively write the investigation report. Collect customer-related information Collect customer information is customer manager understanding of customers, palm