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本文将从商业银行的角度,对银行流动性过剩这一广受关注的新问题进行较为系统的分析。希望能丰富银行流动性风险管理概念,提高央行货币政策的执行效率,对有效防范银行危机能具有一定的指导意义。“,”his article will be from the view of commercial banks to systematic analysis this wide concerned new problem of the banking liquidity surplus.Hoping that this can enrich the banks liquidity risk management and enhance the central bank＇s monetary policy im