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保监会主席助理陈文辉近日表示,各公司应从保护消费者利益的角度出发,进一步加强条款管理工作,以良好的人性化设计,使寿险产品更具有竞争力,贴近消费者需求。保险行业协会应为全行业产品创新和规范提供良好的平台,着重做好通俗化示范条款的制定工作,为行业又好又快发展修筑“高速公路”。监管部门应进一步完善产品监管制度,增强消费信心,同时加强产品的事后监管力度。
Chen Wenhui, an assistant chairman of China Insurance Regulatory Commission, recently said that companies should further strengthen the management of clauses from the perspective of protecting the interests of consumers. With a good user-friendly design, life insurance products should be more competitive and be closer to consumers’ needs. The insurance industry associations should provide a good platform for product innovation and standardization throughout the industry, with a focus on formulating the popular model clauses and building a better and faster “” highway for the industry. Regulators should further improve the product regulatory system to enhance consumer confidence, while strengthening product supervision.