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商业银行的信贷结构必须随着经济转型及整个国家的经济状况做出调整,但是往往增量调整比较容易,存量调整比较困难,而通过资产证券化把部分资产出售出去,就可以起到调整存量的目的。
The credit structure of commercial banks must be adjusted along with the economic restructuring and the economic conditions of the entire country. However, it is often easier to make incremental adjustments and more difficult to readjust the stocks. However, the sale of some assets through asset securitization can adjust the stock the goal of.