当前,国际金融危机已从发达国家传导到新兴市场国家,从金融领域扩散到实体经济领域。上海中小企业同样也面临前所未有的挑战。当前中小企业普遍面临的主要困难是:市场销售困难、成本居高不下、企业利润下降、现金流量不足、融资渠道不畅等等。其中,中小企业融资问题在当前经济加速下滑的形势下矛盾更为突出。 At present, the international financial crisis has been transmitted from developed countries to emerging market countries and has spread from the financial sector to the real economy. Shanghai SMEs also face unprecedented challenges. Currently, SMEs generally face the following major difficulties: difficulties in market sales, high costs, declining corporate profits, insufficient cash flow and poor financing channels. Among them, the financing problems of SMEs in the current situation of accelerating economic decline more prominent contradictions.