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中小企业对推进社会经济发展、促进就业等方面有着不可替代的作用,但是一直以来,我国中小企业融资困难是制约中小企业发展的重要原因之一,造成这个现象的原因是多方面的,不仅与我国所处的产业发展阶段有关,同时还与我国中小企业的企业特性息息相关。本文从我国中小企业融资现状出发,对我国中小企业融资困难成因进行较为深层次的研究,并且提出相对应的对策。
SMEs play an irreplaceable role in promoting social and economic development and promoting employment. However, the financing difficulty of SMEs in our country has been one of the important reasons that restrict the development of SMEs. The reasons for this phenomenon are many, not only China is in the stage of industrial development, at the same time it is also closely related to the characteristics of Chinese SMEs. Based on the current situation of SME financing in our country, this paper makes a deep research on the causes of SMEs financing difficulties in our country and puts forward corresponding countermeasures.