本文基于问卷调查所取得的实际资料,对现阶段我国农民的储蓄动机进行了统计实证分析,旨在揭示我国农民储蓄动机的行为特征与趋向。调查采用的是访问问卷调查法,即调查人员携带问卷,亲赴样本点,直接组织被选择出的农民进行问卷填答,并进行直接的观察和访谈;调查对象包括了不同经济发展水平地区(江苏省的吴县、陕西省的宝鸡和安康、山东省的泰 Based on the actual data obtained from the questionnaire survey, this paper conducts a statistical empirical analysis of the savings motivation of Chinese peasants at this stage in order to reveal the peculiarities and trends of peasant savings motivation. The survey uses the method of interview survey, that is, investigators carry questionnaires and go to the sample points to directly organize the selected peasants to fill in questionnaires and conduct direct observation and interviews. The survey includes areas with different levels of economic development Wuxian in Jiangsu Province, Baoji and Ankang in Shaanxi Province, and Taihe in Shandong Province