自2 0 0 1年 1 2月人民银行提出在广大农村全面实施农户小额信用贷款以来 ,小额信用贷款得到迅速推广 ,开办农户小额信用贷款的信用社目前已达 90 %以上 ,小额信用贷款占农户贷款总额的比重平均达到 2 0 6 %。与全国情况相比 ,塔城地区小额信用贷款的实施和推行工作却进展迟缓 Since the People’s Bank of China proposed in January 2001 that the micro-credit loans for farmers should be widely implemented in rural areas, the credit cooperatives that started micro-credit loans for farmers have now reached more than 90% and small amounts The proportion of credit loans to total household loans reached an average of 20.6%. Compared with the national situation, the implementation and implementation of microfinance loans in Tacheng have been slow to progress