为中低收入家庭提供经济适用房,是世界各国解决居民住房困难的有效手段,也是其社会保障制度的一项重要内容。本文仅拟对美国有关经济适用房的政策和措施作一介绍,以期对我国的房地产业的发展提供一些借鉴。美国有着相当大的中产阶层群体,他们收入稳定,待遇较高,是经济发展和社会稳定的坚强支柱,但美国也有很多低收入家庭,如果这部分人无家可归,到处流浪,势必给社会造成巨大的潜在危险。为此,联邦政府住宅与城市发展部以及州、市政府的房地产管理部门都把低收入居民住房问题 Providing affordable housing for low and medium-income families is an effective way for all countries in the world to solve their housing difficulties and is also an important part of their social security system. This article only intends to introduce the U.S. policies and measures on affordable housing in order to provide some reference for the development of China’s real estate industry. The United States has a fairly large middle-class group. They have stable income and high pay. They are strong pillars of economic development and social stability. However, there are also many low-income families in the United States. If these people are left homeless and wander around, it is bound to give the community Caused a huge potential danger. To this end, the Federal Department of Housing and Urban Development and state, municipal government real estate management departments have put low-income residents housing issues