随着社会主义市场经济体制的不断完善与金融改革的不断深化,金融机构破产问题日益引起人们的关注。在市场经济条件下,在竞争规律的作用下,由于市场变化以及管理团队经营能力的差别,金融机构可能出现经营困难、不能清偿到期债务的境况。在这种情况下,金融机构既有 With the continuous improvement of the socialist market economic system and the deepening of financial reform, the issue of the bankruptcy of financial institutions has drawn increasing attention. Under the conditions of market economy and under the influence of the law of competition, due to the changes in the market and the difference in management ability of the management team, financial institutions may experience operational difficulties and may not be able to repay their debts due. In this case, financial institutions have both