面对银行收费时代的到来,个人理财的思路和方式必然要随之改变。国有商业银行全面收费已经开始,但许多人还是不知如何改变理财行为,还在以老习惯来处理经济生活,导致花了不少冤枉钱,增加了日常理财开支。就目前来说,私人理财必须做到四个改变。 The face of the era of bank charges, personal finance ideas and methods will inevitably change. The full charge of state-owned commercial banks has started. However, many people still do not know how to change their financial management practices. They are still using old customs to handle their economic life, resulting in a lot of waste of money and increasing their daily financial expenses. For now, there are four things that private finance must do.