大多数中小公司发行债券都以它们的固定资本作抵押。在银行没有大的帐户的人,也可以获得贷款,但必须以自己的动产和不动产作抵押。战后,在这个借款人群体中,房产所有者得到最大最好的一份。以贷款购买房子,同时要签订认购房子的抵押契约,并支付的面额(通常是部分)要多于每年的利息。在无力偿还的情况之下,他的不动产即购买的房子就要转为债权人的财产。 Most small and medium-sized companies issue bonds with their fixed capital as collateral. People who do not have large accounts at the bank can also get loans, but they must mortgage their own movable and real estate. After the war, the homeowner received the largest and best share of this group of borrowers. Purchase a house with a loan, sign up for a mortgage contract to buy a house, and pay more (usually part of) the amount of more interest each year. In the case of insolvency, his real estate, the house to be purchased, is converted into the property of the creditor.