贷款五级分类工作是深化农信社改革的重要步骤和环节,其重要意义和作用是不言而喻的。但部分同志在认识和实际操作方面仍存在不少误区。为确保分类工作质量,必须深化对贷款风险分类的认识,纠正一些错误的观念、做法。 Loan five classification is to deepen the reform of rural credit cooperatives an important step and link, its significance and role is self-evident. However, some comrades still have many misunderstandings in their understanding and practical operation. In order to ensure the quality of classification work, we must deepen our understanding of the classification of loan risks and correct some wrong ideas and practices.