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随着生产力的发展,保护环境需要以不断完善和发展的政策法规以及保险制度来支持。环境污染责任保险是以企业发生污染事故对第三者造成损害依法应当承担的赔偿责任为标的保险,被称为绿色保险。江苏在全国率先启动了环责险,其中“无锡模式”在风险防控与管理方面达到国际水准。江苏走在全国投保环责险前列。镇江市《2015年全市环保依法行政工作要点》中指出:稳妥推进环境污染责任保险。文章将从建立镇江市环境污染责任保险的保险模式、保险险种、承保机构、保险责任范围、索赔时效、责任限额等方面提出一些可行性建议。
With the development of productive forces, the protection of the environment needs to be supported by the policies, laws and insurance systems that are constantly improving and developing. Environmental liability insurance is based on pollution incidents occurred in the third party caused by damage to the liability should bear the insurance standard, known as green insurance. Jiangsu took the lead in starting the ring of liability in the whole country, among which “Wuxi Model ” reached the international standard in risk prevention and control. Jiangsu walk in the forefront of the national insurance ring. Zhenjiang City “in 2015 the city’s environmental administrative tasks according to law” pointed out: steadily promote environmental pollution liability insurance. The article will put forward some feasible proposals from the aspects of establishing the insurance mode, insurance coverage, underwriting institutions, insurance coverage, the limitation of claims, the limit of liability and so on of Zhenjiang Environmental Pollution Liability Insurance.