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金融卡是货币发展史上继实物货币、称量货币、纸币之后的又一种货币形式,有人俗称它为电子货币,是人类在20世纪的一个货币创新。
The financial card is another monetary form after the physical currency, the weighing currency and the banknote in the history of currency development. Some people commonly call it electronic money, which is a monetary innovation of mankind in the 20th century.