中国央行行长周小川曾表示,存款利率最终要放开,这也是利率市场化中的最后一步。存款利率放开在计划之中,在最近一两年就能实现。也就是说,存款利率市场化已经纳入了央行利率市场化改革的规划,估计存款利率放开比市场预期的要快。而国内存款利率的放开也 Zhou Xiaochuan, governor of China’s central bank, once said deposit rates will eventually be liberalized, which is also the final step in marketization of interest rates. Deposit rates have been liberalized in the plan and will be realized in the last year or two. In other words, the market-oriented deposit interest rate has been included in the central bank interest rate liberalization plan, it is estimated that the deposit interest rate liberalization faster than the market expected. The liberalization of domestic deposit rates also