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对担保公司担保债权的风险防范与化解应从共性入手,从个性出发,着力化解危机随着经济下行,加上经营不规范,少数融资性担保公司(以下简称担保公司)在新一轮产业结构调整面前,已丧失继续经营的信心和勇气,继而走向破产边缘。如何有效防范日益暴露的信贷风险,准确理解适用国家相关法规政策以及最高人民法院近年来发布实施的有关司法解释,全面掌握担保公司担保债权案件审判的相关原则、工作特点,积极提高金融机构工作人员的业务技能,有效防范和化解金融风险,降低损失,提高金融机构风险管理水平,将是金融机构工作的重中之重。认识金融机构代位权担保公司一蹶不振,不仅不偿还债务人所欠
To guarantee the company to guard against the risk of debt claims should be resolved from the commonality, starting from the individual, efforts to resolve the crisis With the economic downturn, coupled with the operation of non-standard, a small number of financing guarantee companies (hereinafter referred to as guarantee companies) in a new round of industrial restructuring In the face of it, I have lost the confidence and courage to continue operations and then went to the brink of bankruptcy. How to effectively guard against the increasingly exposed credit risk, accurately understand the relevant laws and policies of the applicable countries and relevant judicial interpretations promulgated and implemented by the Supreme People’s Court in recent years, fully grasp the relevant principles and work characteristics of the guarantee company’s trial of secured creditor’s rights cases and actively enhance the financial institutions’ Business skills, effectively prevent and resolve financial risks, reduce losses and improve the level of risk management of financial institutions, will be the top priority of financial institutions. Awareness of subrogation of financial institutions Guarantee companies fail, not only do not pay the debtor owed