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医疗保险在福建省全面实施已有两年,在各统筹单位的努力下,参保人群不断扩大,到去年底参保已达230万人,成为社会保障体系中又一个重要的大险种,显示出医疗保险制度的巨大潜力和向心力,得到广大职工的拥护和欢迎。医疗保险实施至今,政策不断调整完善,遂步趋于合理,同社会经济发展水平相造应、建立起财败、用人单位和个人都能承担得起的新的保障制度,本文结合医疗保险实施过程中遇到的涉及医疗保险政策的有关问题提出一些看法。一、有关参保缴费问题:1、缴费水平与待遇享受要一致。医疗保险工作在全国展开实施后,根据用人单位实际参保情况,劳动保障部及时总结工作经验,提出对部分经济困难地区、困难企业单位参保可“先建立社会统筹,暂不建个人帐户”的工作思路,推动全国医疗保险工作的
Medical insurance has been fully implemented in Fujian Province for two years. With the efforts of various co-ordinating units, the number of insured people has been constantly expanding. By the end of last year, the number of insured persons has reached 2.3 million and has become another major insurance item in the social security system. Out of the enormous potential and centripetal efforts of the medical insurance system, it has won the support and welcome of the vast numbers of workers. Since the implementation of medical insurance, the policies have been constantly adjusted and improved, and the measures have become more and more reasonable. With the level of social and economic development, a new safeguard system that bears the odds of losing profits, employers and individuals can be set up. This article, combined with the implementation of medical insurance Some problems encountered in the process related to the medical insurance policy put forward some views. First, the issue of insurance premiums: 1, the level of payment and treatment to enjoy the same. After the implementation of the medical insurance work in the whole country, according to the actual situation of employing the employer, the Ministry of Labor and Social Security timely summarizes the work experience and proposes to take part in the insurance for the difficult enterprise units in some economically difficult areas. "Work train of thought, promote the national medical insurance work