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随着我国社会的不断发展,城镇住房的制度改革也逐渐发展起来了,随着住房制度的改革,我国的住房金融制度也发生了一系列的演变。伴随着我国城镇住房制度的改革,将我国的住房金融问题进一步改革就显得越来越重要。我国的金融制度在我国的住房制度具体发生改革后开始慢慢发展起来的,使得我国的住房金融快速发展的是在将实物分房转向货币化分房以后,住房金融的快速发展不仅对我国房地产市场起到了极大的促进作用同时对我国的国民经济的发展也起到了至关重要的推动作用,本文就我国住房金融制度的演变及对中国经济增长的贡献这两个方面进行了详细的阐述,并且就我国住房金融制度今后的进一步发展提出了具体可行性的建议。
With the continuous development of our society, the institutional reform of urban housing has also gradually developed. With the reform of the housing system, a series of changes have taken place in our housing finance system. With the reform of China’s housing system in cities and towns, it becomes more and more important to further reform the housing finance in our country. China’s financial system began to slowly develop after the concrete reform of China’s housing system took place. As a result, the rapid development of housing finance in our country is due to the rapid development of housing finance after the diversion of physical housing to monetization. As such, The market has played a significant role in promoting the same time on the development of our national economy has also played a crucial role in promoting this article on China’s housing finance system evolution and contribution to China’s economic growth in these two aspects were described in detail , And put forward concrete feasible suggestion on the further development of China’s housing finance system in the future.