山东省潍坊市联社与辖内产权交易中心深度合作,通过信息共享和业务互通,优化了“产权贷”业务流程,确保了风险可控经过十多年的农户信用评定工作,山东潍坊农信已实现信用评定和农户授信的全覆盖。但一部分农户因缺乏可抵押物,资金需求得不到充分满足。为进一步拓宽农村融资渠道,潍坊农信借助国家农村产权制度改革的有利契机,抢抓政策机遇,适时创新并推广服务“三农”的农村产权抵押贷款系列新产品,激活了农 Weifang City, Shandong Province Associated Press and the jurisdiction of the property transaction center in-depth cooperation, through information sharing and business interoperability, optimize the “property lending ” business processes to ensure that the risk control after more than 10 years of credit rating of farmers in Shandong Weifang Rural credit has been achieved credit rating and full coverage of farmers credit. However, due to the lack of collateral, some of the rural households are not fully satisfied with the demand for funds. In order to further broaden the rural financing channels, Weifang Rural Credit Union, taking advantage of the favorable opportunities in the reform of state property rights system in rural areas, seized policy opportunities and timely innovated and promoted new series of rural property rights mortgage loans that serve “agriculture, rural areas and farmers”