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案情简介:2010年1月10日,王某以自己为被保险人在某保险公司投保了一份终身寿险,保险金额为30万元,指定身故保险金受益人为儿子王小某。2012月1月30日,被保险人王某因肝癌身故,2月20日保险金受益人王小某向保险公司索赔30万身故保险金。保险公司经调查,发现王某在2009年7月已被XX肿瘤医院确诊为肝癌,并于2009年7月和10月在该医院两次住院治疗,遂拒赔。王小某不服诉至法院,
Brief introduction of the case: On January 10, 2010, Wang insured himself as an insured person at a life insurance company for life insurance with an insured amount of 300,000 yuan. Wang Xiaomou, the beneficiary of the designated death benefit, was appointed. January 30, 2012, the insurer Wang died of liver cancer, February 20 Wang Xiaomu beneficiary of the insurance claim to the insurance company 300,000 death insurance. After investigation, the insurance company found that Wang was diagnosed with liver cancer by XX Cancer Hospital in July 2009 and was hospitalized twice in July and October 2009, so he refused compensation. Wang Xiaotou not appealed to the court,