共创和谐社会平安养老保险企业年金作为补充养老保险的重要组成部分,是保障企业职工退休生活需要的重要资产,其安全性关系到养老保险目标的实现,关系到整个社会经济的健康发展。因此,安全性是企业年金投资和运营的首要最基本目标。一、企业年金投资运营过程中的主要风险在国家监管机构指导下,企业年金管理所涉及的当事人包括企业年金计划的委托人、受托人、账户管理人、托管人(银行)、投资管理人和 Creating a harmonious society Safe pension insurance As an important part of supplementary pension insurance, enterprise pension is an important asset needed to protect employees’ retirement life. Its safety is related to the realization of the goal of pension insurance and the healthy development of the entire society and economy. Therefore, security is the primary and primary goal of the enterprise annuity investment and operation. I. Major Risks in the Investment and Operation of Enterprise Annuity Under the guidance of the state regulatory agencies, the parties involved in enterprise annuity management include the principal, trustee, account manager, custodian (bank), investment manager