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短短三年,互联网金融在中国经历了从“神圣化”到“污名化”的急剧转折,风起云涌的互金行业从云端滑落,无数从业者开始转型、试图逃离,资本泡沫迅速破灭。在当下遇冷的行业低潮期,更加需要对行业发展进行正本清源,让真正有价值的创新在沉淀与思考中前行。进入高合规时代后,行业的马太效应会加速显现,那些真正的互联网科技和真正的金融创新依然是推动经济社会发展的重要力量。
In just three years, Internet finance experienced a drastic turnaround in China from “sanctification” to “stigmatization.” The surging mutual-equity industry slipped from the cloud. Countless practitioners began to transform themselves in an attempt to flee. The capital bubble Quickly burst. In the current low period of the industry, it is even more necessary to carry out the original source of the industry development so that the truly valuable innovations can move forward in sedimentation and reflection. After entering the era of high compliance, the Matthew effect of the industry will accelerate the emergence of those truly Internet technology and real financial innovation is still an important force to promote economic and social development.