目次一、小贷公司监管概况二、差别监管——健全监管制度的重要突破(一)差别监管制度现状(二)差别监管制度构建有待突破(三)健全分类评价、差别监管制度的原则三、结语融资难一直是困扰小微企业发展的瓶颈,充裕的民间资金却投资无门,不断寻找出路。因此“小额贷款公司”(以下简称小贷公司)应时而生。自2008年5月中国银监会和中国人民银行联合发布《关于小额贷款公司试点 Second, the differential regulation - an important breakthrough in improving the regulatory system (A) the status of the differential regulatory system (B) the construction of the differential regulatory system to be a breakthrough (C) improve the classification and evaluation, the principle of differential regulatory system Third, Conclusion Financing difficulties have always been the bottleneck that plagued the development of small and micro enterprises. However, ample private capital has been invested without success and is constantly seeking ways out. Therefore, “small loan company ” (hereinafter referred to as small loan company) should emerge. Since May 2008, the China Banking Regulatory Commission and the People’s Bank of China jointly released the "Pilot Project on Microfinance Companies