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作为保险法中一项独有的制度,保险合同的复效制度是尤为重要的。分期支付保险费保险合同的中止通常是由被保险人原因造成的,因为这些自身主客观原因而没有支付当期保险费,从而法律对此做出规定,使效力中止的保险合同重新恢复效力。对于保险合同的复效制度,保险理论界和实务中仍然存在许多争议,主要原因是由于我国保险业起步较晚,立法不够完善。
As a unique insurance law, the system of insurance contract is particularly important. Installment of insurance premiums The suspension of insurance contracts is usually caused by the insured, because they themselves do not pay the premium for the current and subjective reasons, and thus the law provides for the termination of the validity of the insurance contract to regain its effectiveness. There are still many controversies in the insurance contract revalidation system, the insurance theory field and the practice. The main reason is that the insurance industry in our country started late and legislation is not perfect.