本课题从目前我国社会信用的格局与缺陷出发， 分析了社会信用重构的意义和条件， 尤其是辩证分析了我国信用重构与市场经济的关系， 这对于实现国民经济的适度增长， 并进而实现 “九五” 计划具有一定的理论意义。 Based on the current social credit patterns and defects in our country, this paper analyzes the meaning and conditions of social credit reconstruction, especially the dialectical analysis of the relationship between credit restructuring and market economy in our country, which is conducive to the moderate growth of the national economy and further The realization of the Ninth Five-Year Plan has some theoretical significance.