平川区是一个工矿资源型县级区,主要依赖煤炭等资源支持县域经济的发展。近年来在经济较快发展过程中信贷资源配置的结构性问题日益突出,这种情况促使民间借贷在平川地区发展较快。规范和引导民间借贷是当前解决欠发达地区县域经济融资问题的现实选择。 Hirakawa is a county-level industrial and mining resources, mainly relying on resources such as coal to support the development of county economy. In recent years, the structural problems in the allocation of credit resources have become increasingly prominent in the process of rapid economic development, which has led to the rapid development of private lending in Hirakawa. Regulating and directing private lending is the realistic choice to solve the problem of economic financing in the undeveloped areas at present.