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在美国,有超过85%的上班族选择开车上班。每天早晨,他们当中的很多人都会使用E-ZPass快速通车收赞系统,以避免被堵在那些缓慢移动的普通收费通道,使他们能早几分钟到办公室(或者能够多睡几分钟)。E-Zpass最早在20世纪90年代推出,目前已经推广到15个州,用户超过1400万,电子缴赞金额超过60亿美元。E-ZPass是移动支付领域中一个最好的例子。但是,E-Zpass模式为什么没有在美国得到更广泛的应用呢?尤其是当智能手机和平板电脑如此广泛使用的情况下。简单来说,是因为大多数消费者并没有从目前的移动支付方案中看到足够多的好处,以使他们愿意放弃现有的现金或信
In the United States, more than 85% of workers choose to drive to work. Every morning, many of them use the E-ZPass system to avoid getting stuck in slow-moving normal toll gateways and getting them to the office a few minutes earlier (or being able to sleep for a few more minutes). E-Zpass first introduced in the 1990s, has now been extended to 15 states, more than 14 million users, electronic confession amounted to more than 6 billion US dollars. E-ZPass is one of the best examples in the field of mobile payments. However, why the E-Zpass mode is not widely used in the United States, especially when smart phones and tablets are so widely used. In simple terms, most consumers do not see enough benefits from the current mobile payment solution that they are willing to give up their existing cash or credit