北宋沈括,钱塘人。他是个多才多艺的人,而且精于理财之道。在他步入仕途之时,正逢宋朝内外忧患,财力日益穷困。他根据当时财政上只注重积存,不注重流通的弊病,提出“钱利于流借”的主张。沈括认为钱本身不会生息,哪怕存上百年也不会由此而增加钱的数量,因此,钱不能积压呆滞,需要通过生产和贸易,使其流通周转,才可能保本生利,本利双 Shen Kuo Song, Qiantang people. He is a versatile man and expert at managing money. When he stepped into his career, he was experiencing problems both inside and outside the Song Dynasty and made his financial resources increasingly poor. He was based on the financial focus only on accumulation, not focusing on the shortcomings of circulation, put forward the “money to borrow” proposition. Shen Kuo believes that the money itself will not take a living. Even if it is kept for a hundred years, it will not increase the amount of money. Therefore, money can not be backlogged and needs to be flowed through production and trade so as to ensure the profitability of the students and benefit the two