借贷大有失控之虞几年来 ,英国借贷速度和水平一直不断上升。目前英国家庭平均负债仍在以14 %的速度增长 ,为自1993年以来的最快增速 ,债务负担大有失控之虞。在这种情况下 ,英国个人破产案例与日俱增。最近 ,破产频率之快 ,人员之多 ,与英国历史上20世纪90年代初期经济衰退时 Borrowing is in danger of losing control In the past few years, the speed and level of borrowing in the UK have been on the rise. At present, the average debt burden of households in the United Kingdom is still growing at a rate of 14%, the fastest growth since 1993 and the debt burden is out of control. Under such circumstances, the personal bankruptcy cases in Britain are increasing day by day. Recently, the bankruptcy of the fast, many personnel, with the British economy in the early 1990s recession