科技型中小企业在中国经济发展中占有十分重要的地位,而“融资难”已成为科技型中小企业发展壮大最主要的障碍因素,近年来互联网金融迅速发展,传统银行的信贷业务已无法满足新经济发展的需求,本文从银行金融角度来探讨对科技型中小企业的成长支持,对我国科技型中小企业发展具有重要的融资意义。 Small and medium-sized technology-based SMEs occupy a very important position in China’s economic development. However, financing difficulties have become the major obstacle to the development of SMEs. In recent years, with the rapid development of Internet finance, the credit business of traditional banks has become impossible To meet the needs of the development of new economy, this paper discusses the growth support for small and medium-sized technology-based SMEs from the perspective of bank finance, which has important financing significance for the development of Chinese SMEs.