目前城镇职工基本医疗保险、城镇居民基本医疗保险和新型农村合作医疗三种制度已基本覆盖到城乡所有从业人员和居民。但三种保障制度分属不同的政府部门管理,在制度设计、统筹层次、筹资水平、待遇支付、经办服务等方面存在着较大的差异,与我国经济社会发展一体化格局的理念不相适应的问题日益突出。 At present, the three basic medical insurance schemes for urban workers, the basic medical insurance for urban residents, and the new rural cooperative medical system have basically covered all employees and residents in urban and rural areas. However, the three kinds of guarantee systems belong to different government departments. There are great differences in system design, overall level, level of fund-raising, payment of treatment and handling of services. The concept of integration with China’s economic and social development is not the same The problem of adaptation has become increasingly prominent.