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本文的研究目的是探讨我国城市居民消费行为的特点,从而找出影响城市居民消费的关键因素。本文将缓冲储备模型进行适当改进,使其更适合消费行为研究,并应用中国健康与营养调查的数据,实证检验居民在收入不确定性下的消费行为模式,结果表明缓冲储备模型能够解释我国城市居民的消费行为,而且以目标比率为被解释变量的模型更适合作为未来研究的基础框架。
The purpose of this study is to explore the characteristics of urban residents ’consumption behavior in our country so as to find out the key factors affecting urban residents’ consumption. In this paper, we improved the buffer reserve model to make it more suitable for consumer behavior research. Employing the data of China Health and Nutrition Surveys, this paper empirically tests the consumer behavior patterns under the uncertainty of income. The results show that the buffer reserve model can explain the urban consumption in our country The consumption behavior of residents, and the model of the target variable as the explanatory variable is more suitable as the basic framework for future research.