个人合作建房,又称个人集资建房、住房合作社、个人建房合作社等,虽然在各地的运营模式不尽一致,但其在整体上可以作出如下定义,即房屋的购买者不依靠开发商,自己组织起来集资建房,自行或委托完成购买地皮、成立管理机构、聘请设计院、建筑公司、监理公司、财务审计单位等工作,以此降低房屋建设成本,从而解决自身住房问题的一种互助性、非盈利性的房地产开发模式。 Individual cooperative housing construction, also known as individual fund-raising housing, housing cooperatives, individual housing cooperatives, etc., although not consistent throughout the operating mode, but its overall can be made as follows that buyers do not rely on the developers , To organize themselves to raise funds for housing construction, or to complete the purchase of land on their own, the establishment of management agencies, hiring design institutes, construction companies, supervision companies, financial audit units, in order to reduce the cost of housing construction, to solve their own housing problems Mutual, non-profit real estate development model.