一、保险投资——现代保险业的生命线 (一)保险投资是实现保险资金保值、增值和提高经济效益的要求。 首先,保险投资是实现保险资金保值、增值的要求。保险资金的运动形式表现为具有双重性的运动过程。保险公司每一天都有“保费收入—给付支出”的活动,在收支相抵后,总有一笔正的现金净流入,这笔资金具有长期、稳定、巨额的特征,有实现保值和增值的要求。 First, the insurance investment - the lifeline of the modern insurance industry (A) Insurance investment is to achieve the insurance funds to preserve value, value-added and increase economic efficiency requirements. First of all, the insurance investment is to achieve the insurance funds to maintain value-added requirements. The form of exercise of insurance funds is manifested as a duality of the movement process. Insurance companies have a “premium income - payment of expenditure” activities every day, after the balance of payments, there is always a positive net cash inflow, the funds have long-term, stable, huge features, to achieve the requirements of hedging and value-added .