证券保险是一种特殊的保险产品 ,作为证券业与保险业有机结合的产物 ,它将融合于证券市场与保险市场 ,成为二者融通的桥梁。我国证券业发展到今天 ,已初具规模。但缺乏体系外的监管力量一直是我国证券业缺陷之一 ,而证券业目前面临的众多违规事件也使投资者信心大挫。证券保险以其特有功能 ,似乎能起到有效的作用 As a special insurance product, securities insurance is a product of organic combination of the securities industry and the insurance industry. It will be integrated into the securities market and the insurance market and become a bridge between the two. The development of China’s securities industry today has begun to take shape. However, the lack of supervisory power outside the system has always been one of the defects of the securities industry in our country. However, the numerous non-compliance incidents currently facing the securities industry have also caused investors’ confidence to fall sharply. Securities insurance, with its unique function, seems to play an effective role