IT产业从诞生之日起就与金融行业有着紧密的合作关系,随着互联网技术的不断发展,对于金融机构来说,网络已成为必不可少的基础设施。现在,互联网的运用使顾客与银行的联系前所未有的紧密,各种金融服务更易于获得,为每个客户提供个性化服务也成为可能。网络大大降低了银行的运营 The IT industry has close cooperation with the financial industry since it was founded. With the continuous development of Internet technology, the network has become an indispensable infrastructure for financial institutions. Nowadays, the use of the Internet has made the contact between customers and banks closer than ever before, as various financial services are more readily available and it is possible to provide personalized service to each client. The internet has greatly reduced the bank’s operations