长沙属亚热带季风气候，水患频繁，历年洪灾赔款占中保财险长沙市公司财险赔款的50％以上。去年以来，在总结多年防汛救灾经验教训的基础上，针对不同保户的特点，保险财产的性质、类别，他们创造性地运用“疏、挡、垫、改、转、拆、封、抽”八字法防汛，取得十分明显的效果。 Changsha is a subtropical monsoon climate, frequent flooding, flood compensation over the years accounted for more than 50% of PICC Property and Casualty Company Changsha property compensation. Since last year, on the basis of summing up the experiences and lessons learned from many years of flood control and disaster relief, and according to the characteristics of different policyholders and the nature and categories of insurance property, they have creatively applied the characters of “sparse, block, pad, change, turn, disassemble, seal and smoke” Law flood control, made very clear results.