国际贸易中,买卖双方最重要的义务是交货及付款,他们总想将自己的风险降到最小,一手交钱,一手交货是最理想的了。然而,这一般又是不可能的。为了平衡双方的风险,信用证支付应运而生。信用证一方面保证受益人(卖方)获得货款,另一方面保证开证申请人(买方)获得代表 International trade, buyers and sellers the most important obligations are delivery and payment, they always want to minimize their risk, pay with one hand, one hand delivery is the best. However, this is generally not possible. In order to balance the risks of both parties, the letter of credit payment came into being. Letter of credit on the one hand to ensure that the beneficiary (seller) to obtain payment, on the other hand to ensure that the issuing applicant (buyer) to obtain representatives