1、不要一开始就陷入债务中。现在,我要告诉你这次我不会按一条一条的来说。所以它不是演讲,而只是一个声明。想成为一个的消费者最有效的方法就是按照预算消费,并且为购买大型商品而存钱。2、先付钱给自己。如果你负债了,并且老是担心债务人,那么你很可能会忘记这么做。但是,存上至少你收入的10%是非常重要的。事实是,如果你一直这么做,那么你的帐户中就可能有足够的钱来支付旅游花费,那么你就不会再要付信用 1, do not get caught up in the debt. Now, let me tell you this time I will not say one by one. So it’s not a speech, it’s just a statement. The most effective way to be a consumer is to spend it on a budget and save money for big purchases. 2, pay yourself first. If you’re in debt and you’re always worried about the debtor, you’re likely to forget to do so. However, it is important to keep at least 10% of your income. The truth is that if you keep doing this, then you probably have enough money in your account to pay for travel, so you will not have to pay credit again