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地方新建高校为加速自身建设和发展的进程,大胆引进金融资金。由于地方新建高校还贷高峰的到来和还贷能力有限,巨额本息的支付使其面临严峻的财务风险,同样也使银行面临着相应的金融风险。应采取有效策略规避风险,即从政府的角度进行防范,教育主管部门加强对地方新建高校贷款的监管,银行建立对地方新建高校信贷管理的评估体系。
Local newly-built colleges and universities to boldly introduce financial funds in order to speed up their own construction and development. Due to the arrival of new loan repayments at local universities and the limited loan repayment capacity, the payment of huge amounts of principal and interest makes them face severe financial risks, which also exposes banks to corresponding financial risks. Should take effective strategies to avoid risks, from the perspective of the government to prevent, education authorities to strengthen the supervision of local loans for new colleges and universities, banks to establish a local university credit management evaluation system.