为应付人口老龄化加速及弥补基本养老保险基金缺口的需要,我国设立了全国社会保障基金。我国养老保险基金存在管理机制不完善、资金来源渠道不稳定、缺乏有效的保值增值手段等问题,需要对其管理机制进行改善,本文提出了几点规范养老保险基金管理的建议。 In order to meet the needs of accelerating population aging and making up the gap of the basic pension insurance fund, China has set up a national social security fund. China’s pension fund has some problems such as imperfect management mechanism, unstable sources of funding sources, and lack of effective means of preserving and increasing value. The management mechanism needs to be improved. This paper puts forward some suggestions to standardize the management of pension funds.