2008年,金融海啸席卷全球。随着金融危机向虚拟经济和实体经济的不断渗透,信用证下银行信用以及客户的履约能力经受着双重考验。在这种情况下,出口地的企业和银行在单证业务处理过程中需要小心谨慎,对危机中各开证行的资信变化以及特定区域内企业客户的变化反应一定要快,尽可能减少损失。 In 2008, the financial tsunami swept the world. With the continuous infiltration of the financial crisis into the virtual economy and the real economy, the bank credit under the L / C and the client’s ability to perform the contract have withstood the test. In this case, the enterprises and banks in the export area need to be cautious in handling the document business and must respond promptly to the change of credit status of the issuing banks and the changes of corporate customers in a specific area in the crisis, so as to minimize losses .