The well-known multi-dimensional reconciliation is an effective method used in the continuous-variable quantum key distribution in the long-distance and the low signal-to-noise-ratio scenarios.The virtual channel employed to exchange data is generally established by using a finite-dimensional rotation in the reconciliation procedure.In this paper,we found that the finite dimension of the multi-dimensional reconciliation inevitably leads to the mismatch of the signal-to-noise-ratio between the quantum channel and the virtual channel,which may be called the finite-dimension effect.Such an effect results in an overestimation on the secret key rate,and subsequently induces vital practical security loopholes.