银行业对外开放对宏观经济稳定性的影响是发展中国家密切关注的一个重要问题。对这一问题持正面观点的人认为 ,外资银行能在经济波动时充当游资的“避风港”,减少东道国国内资金外逃 ;实力雄厚的外资银行还能在金融危机期间有效地维持信贷活动的持续进行 ,从而缓冲外部波动对东 The impact of banking’s opening to the macroeconomic stability is an important issue that the developing countries pay close attention to. Those who hold a positive view on this issue think that foreign-funded banks can act as a “safe haven” for hot money in times of economic fluctuations and reduce the domestic capital flight in host countries. Foreign banks with strong capabilities can effectively maintain the credit activities during the financial crisis , Thus buffering the external fluctuations to the east