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一个地区的经济发展情况在一定程度上反映了该区域的银行结构,我国经济的整体发展不均衡使银行结构也出现了一些问题。本文根据我国的经济发展状况,对银行结构的调整提出了一些建议。包括银行进入经济市场的标准,认可各商业银行的积极作用,加快商业银行的改革步伐,明确银行经理人的工作职责,用真正的市场化原则重组银行结构,使银行的金融服务范围快速拓展。
The economic development of a region reflects the bank structure of the region to a certain extent. The unbalanced overall economic development of our country has also caused some problems in the banking structure. Based on the economic development in our country, this paper puts forward some suggestions on the adjustment of bank structure. Including the criteria for banks to enter the economic market, recognizing the positive role of commercial banks, accelerating the pace of reform of commercial banks, clarifying the job responsibilities of bank managers, and restructuring the banking structure with a true market-oriented principle so that the scope of financial services for banks can be rapidly expanded.