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为了分散旅行社责任风险,维护旅游者利益,我国先后多次颁布旅行社相关的责任保险制度,但其实施效果与旅游局的初衷和旅行社的期望尚有相当差距。本文通过对我国现行旅行社责任保险制度存在的主要问题进行分析,同时提出发展我国旅行社责任保险的思路和对策,以期促进我国旅行社责任保险的健康发展。
In order to disperse the liability risk of travel agencies and protect the interests of tourists, China has promulgated several liability insurance systems for travel agencies many times. However, its implementation effect is still far behind the original intention of the tourism administration and the expectation of travel agencies. This article analyzes the main problems existing in the liability insurance system of our country’s current travel agencies and puts forward the ideas and countermeasures to develop China’s travel agency liability insurance in order to promote the healthy development of China’s travel agency liability insurance.